Todd Riggs

How we can help you crosses many lines of business, including (though not limited to): 🚗 Auto Insurance, 🏡 Home Insurance, 🏡 Renters Insurance, ❤ Life Insurance, ➕ Health Insurance, 🛠 Business Insurance, 🚜 Farm Ranch Insurance, 🛠 Commercial Business Insurance, 🚚 Commercial Auto Insurance, 💰 Financial Services, ➕ Supplement and Supplemental Insurance, 🐾 Pet Insurance, 💲 Paycheck Protection, ❤ Whole, ❤ Universal, ❤ Term, and 🏡 Rental Dwelling Insurance.

About Todd Riggs Insurance Agency

• If you are looking for a trusted State Farm agent in Toledo, OH, the Todd Riggs State Farm Agent office is here to help. For nearly two decades, my team and I have proudly served individuals, families, and business owners in Toledo, Sylvania, Holland, Maumee, Perrysburg, Metamora, and surrounding communities in Ohio and Michigan. We are committed to helping our customers protect what matters most with personalized insurance plans, responsive service, and honest guidance.

  We know that insurance can feel confusing, especially when you are trying to choose the right protection for your family, your vehicle, your home, or your business. That is why we take the time to answer questions, explain coverage in simple terms, and make the process easier to understand. Whether you are comparing options, moving to the area, buying a car, protecting your home, or preparing for the future, we are ready to help you make informed decisions with confidence.

  At the Todd Riggs State Farm Agent office, we offer a full range of insurance and financial services, including:

  • Auto Insurance in Toledo, OH – Coverage for cars, trucks, SUVs, and everyday drivers who want reliable protection on the road

  • Life Insurance – Options designed to help protect your family, support your loved ones, and plan for the future

  • Home Insurance – Coverage for your house, personal property, and the place you call home

  • Renters Insurance – Protection for your belongings and liability

  • Condo Insurance – Policies for condo owners and their unique needs

  • Business Insurance – Insurance options for local businesses, small business owners, and commercial risks

  • Motorcycle Insurance – Protection for riders and their bikes

  • Boat Insurance – Coverage for weekends on the water and seasonal recreation

  • Recreational Vehicle Insurance – Insurance for RVs, campers, and travel adventures

  • Financial Services – Support for long-term goals, retirement, and building a stronger financial future

With more than 18 years of State Farm experience, I understand that insurance is more than a policy. It is about having a dependable local team when life changes, accidents happen, or big milestones arrive. Our office focuses on building long-term relationships, not just completing one transaction. We are here to support our customers before, during, and after they choose their coverage.

I am a graduate of Miami University in Ohio, where I met my wife, Barb. We have been married for 30 years and are proud parents of six children. Outside the office, I enjoy golf, coaching youth sports, and staying active in the community. Family, service, and connection are a big part of who I am, and they shape how I lead our office every day.

• If you need car insurance in Toledo, life insurance in Sylvania, home insurance near Maumee, or a local insurance quote in Northwest Ohio or Southeast Michigan, we are ready to help. Call, text, click, or stop by the Todd Riggs State Farm Agent office today for a free quote. We would love the opportunity to earn your business and help you protect your family, your assets, and your future.

Frequently Asked Questions (FAQ):

Q: How do I get car insurance quotes?

A: You can get car insurance quotes online, by phone, or with a local agent by sharing details about your vehicle, driving history, and coverage needs. Todd is here to help your Toledo household feel covered.

Q: How fast can I get car insurance?

A: In many cases, coverage can start the same day you decide to move forward. We can help you get set up quickly so you're covered and ready to go. Looking for coverage? Talk with Todd about your options in Toledo.

Q: What kind of insurance do I need for a leased vehicle?

A: Leased vehicles typically require more coverage than the state minimums. In addition to liability insurance, leasing companies usually require comprehensive and collision coverage, and you may need to list the leasing company on your policy as an additional insured or loss payee. Todd is proud to serve the Toledo community.

Q: What kinds of things does renters insurance protect?

A: Renters insurance can help protect the things you've worked hard for, like your furniture, clothing, and electronics. It may also help with liability if someone is injured in your home, and even assist with temporary living expenses if you have to move out due to a covered loss. Serving Toledo and the surrounding area, Todd can help answer your questions.

Q: What's typically covered by a homeowners insurance policy?

A: Homeowners insurance can help protect your home, your personal belongings, and your finances. It typically includes coverage for the structure of your home, your belongings, liability protection, and additional living expenses if your home becomes uninhabitable due to a covered loss. For personalized coverage in Toledo, OH, reach out to Todd.

Q: How does life insurance work?

A: Life insurance provides a payout to your beneficiaries if you pass away while the policy is active, helping offer financial protection. Have questions? Todd in Toledo can walk you through your options.